Excel Learning Trust

Reference number: 1018634

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SME HCI Limited Reference number: 626422 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Excel Learning Trust (FRN 1018634) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Excel Learning Trust.
  • Example: if Excel Learning Trust refers you to a financial adviser, the advice should come from the principal firm, not from Excel Learning Trust itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
10067116
Company status
Active
Company type
Private company limited by guarantee
Incorporated
16 March 2016 (10 years old)
Registered office
Woodthorpe Primary School Summerfield Road, Woodthorpe, York, YO24 2RU, England
Nature of business
  • Primary education (SIC 85200)
  • General secondary education (SIC 85310)

Current directors and secretaries

Name Role Born Appointed
Ian David Wiggins Director Jun 1984 1 Apr 2019
Martyn John Sibley Director Mar 1962 1 Sep 2020
Donna Smith Director Aug 1985 11 Oct 2022
Emad Elkhashen (Dr) Director Sep 1986 1 Sep 2025
Fay Elizabeth Andrews-Hodgson Director Oct 1974 1 Sep 2025
Samantha Cuthbert Director Jan 1985 1 Sep 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SME HCI Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Excel Learning Trust FCA authorised?
Excel Learning Trust (FRN 1018634) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Excel Learning Trust?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Excel Learning Trust (FRN 1018634) introduces customers to SME HCI Limited (FRN 626422). Any regulated advice or arranging is done by the principal, not Excel Learning Trust. Example: if Excel Learning Trust refers you to a financial adviser, the advice should come from the principal firm, not from Excel Learning Trust itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Excel Learning Trust?
Protection works through SME HCI Limited, the principal firm responsible for Excel Learning Trust's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Excel Learning Trust a scam or clone?
Excel Learning Trust is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Excel Learning Trust's Firm Reference Number (FRN)?
Excel Learning Trust's FRN is 1018634. You can verify it on the FCA register.