EXPAT MORTGAGE DOT COM LIMITED

Reference number: 932888

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • EXPAT MORTGAGE DOT COM LIMITED (FRN 932888) is an AR of FALBROS LTD (FRN 745807). When you use EXPAT MORTGAGE DOT COM's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from EXPAT MORTGAGE DOT COM, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
12233056
Company status
Active
Company type
Private limited company
Incorporated
30 September 2019 (6 years old)
Registered office
1 Mayfair Place, London, London, W1J 8AJ, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Ryan Decorsie Ewen Director Apr 1980 30 Sep 2019

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through FALBROS LTD, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Expat Mortgage Dot UK Limited

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Common questions

Frequently asked questions

Is EXPAT MORTGAGE DOT COM LIMITED FCA authorised?
EXPAT MORTGAGE DOT COM LIMITED (FRN 932888) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for EXPAT MORTGAGE DOT COM?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. EXPAT MORTGAGE DOT COM LIMITED (FRN 932888) is an AR of FALBROS LTD (FRN 745807). When you use EXPAT MORTGAGE DOT COM's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from EXPAT MORTGAGE DOT COM, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with EXPAT MORTGAGE DOT COM?
Protection works through FALBROS LTD, the principal firm responsible for EXPAT MORTGAGE DOT COM's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is EXPAT MORTGAGE DOT COM a scam or clone?
EXPAT MORTGAGE DOT COM is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is EXPAT MORTGAGE DOT COM's Firm Reference Number (FRN)?
EXPAT MORTGAGE DOT COM's FRN is 932888. You can verify it on the FCA register.