Express Cars Midlands LTD

Reference number: 1004465

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

The FCA register does not name a principal for this firm.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Express Cars Midlands LTD (FRN 1004465) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details.
  • Example: if Express Cars Midlands refers you to a financial adviser, the advice should come from the principal firm, not from Express Cars Midlands itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Express Car Sales

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
11540763
Company status
Active
Company type
Private limited company
Incorporated
29 August 2018 (7 years old)
Registered office
Express Car Sales, 115-125 Oldbury Road, West Bromwich, West Midlands, B70 9EA
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Current directors and secretaries

Name Role Born Appointed
Khalid Saeed Director Jun 1983 29 Aug 2018

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Express Cars Midlands LTD FCA authorised?
Express Cars Midlands LTD (FRN 1004465) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Express Cars Midlands?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Express Cars Midlands LTD (FRN 1004465) is listed as an introducer appointed representative, but the register does not show its principal firm here. Check the FCA register before sharing your details. Example: if Express Cars Midlands refers you to a financial adviser, the advice should come from the principal firm, not from Express Cars Midlands itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Express Cars Midlands?
Protection works through the principal firm responsible for Express Cars Midlands's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Express Cars Midlands a scam or clone?
Express Cars Midlands is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Express Cars Midlands's Firm Reference Number (FRN)?
Express Cars Midlands's FRN is 1004465. You can verify it on the FCA register.