Fair for You Enterprise CIC

Reference number: 719715

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
09798014
Company status
Active
Company type
Private company limited by guarantee
Incorporated
28 September 2015 (10 years old)
Registered office
Unit 8 Elm Court Meriden Business Park, Copse Drive, Coventry, CV5 9RG, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Howard Ashley Bell Director Aug 1964 23 Jun 2017
Emma Goodwin Director Oct 1987 20 Aug 2018
Uma Cresswell Director Jul 1966 1 Feb 2021
Simon Dukes Director Sep 1965 1 Oct 2021
Ali Chaudhry Director Oct 1972 24 Jan 2024
Kumaran Adithyan Director Jan 1983 22 May 2025
Mark Alexander Trenavin Body Director Nov 1968 1 Aug 2025
Christopher Stephen Bennett Secretary Not published 21 Dec 2015

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Fair for You Enterprise CIC FCA authorised?
Yes, Fair for You Enterprise CIC (FRN 719715) is authorised by the FCA to carry out regulated activities.
Is my money safe with Fair for You Enterprise CIC?
Protection depends on which product you hold and how Fair for You Enterprise CIC handles your money, so check the specific product before you commit. You can also refer complaints about Fair for You Enterprise CIC to the Financial Ombudsman Service, free of charge.
Is Fair for You Enterprise CIC a scam or clone?
Fair for You Enterprise CIC is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Fair for You Enterprise CIC's Firm Reference Number (FRN)?
Fair for You Enterprise CIC's FRN is 719715. You can verify it on the FCA register.