FAIRMEAD INSURANCE LIMITED
Reference number: 202050
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Verified phone number
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Verified address
57 Ladymead, Guildford, Surrey, GU1 1DB, United Kingdom
- Legal and General
- L&G
Company details
From the company's Companies House record.
- Company number
- 00423930
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 November 1946 (79 years old)
- Registered office
- 57 Ladymead, Guildford, Surrey, GU1 1DB, England
- Nature of business
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- Non-life insurance (SIC 65120)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Henry Topham | Director | Jun 1973 | 1 May 2024 |
| Stuart Diffey | Director | Jul 1975 | 1 Sep 2024 |
| Michael Franz Ruf | Director | Mar 1984 | 1 Dec 2025 |
| Christopher Mcgowan Twemlow | Secretary | Not published | 1 Feb 2021 |
Activities and protection
What they can do, and how you are protected
- Hold or safeguard your money FSCS may applyEligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (11 permissions)
- Accepting Deposits
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Carrying out contracts of insurance
- Dealing in investments as agent
- Dealing in investments as principal
- Effecting contracts of insurance
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Making arrangements with a view to transactions in investments
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
What customers have complained about
Previously registered as
The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.
- British Commonwealth Insurance Company Limited
- Legal & General Insurance Limited
Complaints record
In January–June 2025, the Financial Ombudsman Service received 37 new complaints about this firm, and upheld 44% of the ones it decided.
That is above the 31% median for the firms the Ombudsman reports on. This firm receives few enough complaints that the rate moves sharply on a single case, so treat the comparison loosely.
- Insurance 37
A bigger firm receives more complaints simply because it has more customers. FOS complaints data →
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