Fernard Ltd

Reference number: 836729

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No longer authorised

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Authorisation ended 10 July 2026.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    sickholiday.com

  • Last known phone number

    01625 253020

  • Last known address

    113 Wilmslow Road, Handforth, Wilmslow, Cheshire, SK9 3ER, United Kingdom

Also trades as 4 other names
  • justicefalcon.com
  • Sickholiday
  • sickric.com
  • Strattonrichards.com

Company details

From the company's Companies House record.

Concerns on the company record

  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
Company number
09108448
Company status
Active
Company type
Private limited company
Incorporated
30 June 2014 (12 years old)
Registered office
09108448 - COMPANIES HOUSE DEFAULT ADDRESS, Cardiff, CF14 8LH
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Current directors and secretaries

Name Role Born Appointed
Richard Norbert Conroy Director Nov 1954 30 Jun 2014

Activities and protection

What the record covers, and how you are protected

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

Track record

Action taken against them

1 change to its permissions in 2026. This is part of the official register record and is worth reviewing before going ahead.

  • Permission varied or cancelled on 10 July 2026
    Name: Fernard Ltd Reference Number: 836729 Type of action: Cancellation “The Authority has cancelled the permission and withdrawn the authorisation of Fernard Ltd (“the Firm”) of 113 Wilmslow Road, Handforth, Wilmslow, Cheshire, SK9 3ER (principal place of business address) and PO Box 4385, 09108448 - COMPANIES HOUSE DEFAULT ADDRESS, Cardiff, CF14 8LH (registered office address). The reason for this action is that the Authority considers the Firm is carrying on no regulated activities to which its Part 4A permission relates.    The Authority’s action took effect on 10 July 2026 and a copy of the Notice of Decision issued under Schedule 6A of the Financial Services and Markets Act 2000 (“the Act”), which sets out the reason for the action, is displayed on the Authority’s website and can be accessed using the following link:   https://www.fca.org.uk/publication/decision-notices/fernard-ltd-2026.pdf    As a consequence of this action the Firm is no longer an authorised firm for the purposes of the Act and it may not carry on regulated activities which fall within the scope of the Act. ”

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • sickbedbugs.com

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Common questions

Frequently asked questions

Is Fernard Ltd FCA authorised?
No. Fernard Ltd (FRN 836729) is still listed on the FCA register, but the record is closed: no longer authorised.
Is my money safe with Fernard?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Fernard has no cover, because it is no longer permitted to carry it out.
Is Fernard a scam or clone?
Fernard is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
What is Fernard's Firm Reference Number (FRN)?
Fernard's FRN is 836729. You can verify it on the FCA register.