FGD Croydon Ltd

Reference number: 1026420

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Chrysalis Finance Limited Reference number: 631193 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • FGD Croydon Ltd (FRN 1026420) is an AR of Chrysalis Finance Limited (FRN 631193). When you use FGD Croydon's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from FGD Croydon, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Feel Good Dental

Company details

From the company's Companies House record.

Company number
14706343
Company status
Active
Company type
Private limited company
Incorporated
6 March 2023 (3 years old)
Registered office
263 Lower Addiscombe Road, Croydon, CR0 6RD, England
Nature of business
  • Dental practice activities (SIC 86230)

Current directors and secretaries

Name Role Born Appointed
Nirmalan Patkunan (Dr) Director Mar 1992 6 Mar 2023
Bharat Shah Director Jul 1991 6 Mar 2023
Sanjay Dilipkumar Shah Director Mar 1984 6 Mar 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Chrysalis Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is FGD Croydon Ltd FCA authorised?
FGD Croydon Ltd (FRN 1026420) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for FGD Croydon?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. FGD Croydon Ltd (FRN 1026420) is an AR of Chrysalis Finance Limited (FRN 631193). When you use FGD Croydon's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from FGD Croydon, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with FGD Croydon?
Protection works through Chrysalis Finance Limited, the principal firm responsible for FGD Croydon's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is FGD Croydon a scam or clone?
FGD Croydon is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is FGD Croydon's Firm Reference Number (FRN)?
FGD Croydon's FRN is 1026420. You can verify it on the FCA register.