Financial & Legal Insurance Company Ltd
Reference number: 202915
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
Verified website
-
Verified phone number
-
Verified address
5400 Lakeside, Cheadle Royal Business Park, Cheadle, Cheshire, SK8 3GQ, United Kingdom
- Financial & Legal
- F&L
Company details
From the company's Companies House record.
- Company number
- 03034220
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 17 March 1995 (31 years old)
- Registered office
- 5400 Lakeside Cheadle Royal Business Park, Cheadle, SK8 3GQ, England
- Nature of business
-
- Non-life insurance (SIC 65120)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Nicholas David Garner | Director | Sep 1978 | 1 Jan 2006 |
| Anthony Scott Hughes | Director | Dec 1967 | 1 Jul 2015 |
| Anthony James Pope | Director | Mar 1971 | 1 Sep 2020 |
| David Anthony Ross | Director | Jul 1963 | 1 Mar 2021 |
| Karen Anne Beales | Director | Mar 1968 | 1 Apr 2021 |
| Jonathan Scott Daniels | Director | Jul 1975 | 1 Aug 2023 |
| Elaine Valerie Parkes | Director | Mar 1966 | 1 Sep 2024 |
| Serena Angela Garner | Secretary | Not published | 1 Apr 2014 |
Activities and protection
What they can do, and how you are protected
- Hold or safeguard your money FSCS may applyEligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Sell or arrange insurance FSCS may applyEligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Show FCA detail (9 permissions)
- Accepting Deposits
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Arranging (bringing about) deals in investments
- Assisting in the administration and performance of a contract of insurance
- Carrying out contracts of insurance
- Dealing in investments as principal
- Effecting contracts of insurance
- Making arrangements with a view to transactions in investments
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
What customers have complained about
Previously registered as
The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.
- Magnus Insurance Company Limited
- XYZ Insurance Company Limited
Complaints record
In January–June 2025, the Financial Ombudsman Service received 52 new complaints about this firm, and upheld 37% of the ones it decided.
That is above the 31% median for the firms the Ombudsman reports on.
- Insurance 52
A bigger firm receives more complaints simply because it has more customers. FOS complaints data →
Download this page as a PDF report
£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.
Instant download
Common questions