Financial Lifestyle Management Ltd

Reference number: 433338

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Financial Lifestyle Management Ltd (FRN 433338) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Financial Lifestyle Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • FLM
  • FLM Wealth Management

Company details

From the company's Companies House record.

Company name
FINANCIAL LIFESTYLE MANAGEMENT LIMITED
Company number
04426632
Company status
Active
Company type
Private limited company
Incorporated
29 April 2002 (24 years old)
Registered office
Level 5a, Maple House, 149 Tottenham Court Road, London, W1T 7NF, England
Nature of business
  • Financial management (SIC 70221)

Current directors and secretaries

Name Role Born Appointed
Michael Ronan Jewson Director Aug 1976 29 Apr 2002
Alexander Paul Stone Director Sep 1973 1 Aug 2008
Sally Smithson Director May 1987 16 Jun 2017
Michael Ronan Jewson Secretary Not published 29 Apr 2002

Check on the FCA register → Report a scam →

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (2)
  • 020 3769 8165
  • 07441 461105
Fake websites (1)
  • flmltd.org
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • FLM

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Common questions

Frequently asked questions

Is Financial Lifestyle Management Ltd FCA authorised?
Financial Lifestyle Management Ltd (FRN 433338) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Financial Lifestyle Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Financial Lifestyle Management Ltd (FRN 433338) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Financial Lifestyle Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Financial Lifestyle Management?
Protection works through the principal firm responsible for Financial Lifestyle Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Financial Lifestyle Management a scam or clone?
Financial Lifestyle Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Financial Lifestyle Management's Firm Reference Number (FRN)?
Financial Lifestyle Management's FRN is 433338. You can verify it on the FCA register.