Financial Solutions (N.E.) Ltd

Reference number: 215925

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Financial Solutions (N.E.) Ltd (FRN 215925) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from Financial Solutions (N.E.), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • FSNE

Company details

From the company's Companies House record.

Company number
05217104
Company status
Active
Company type
Private limited company
Incorporated
27 August 2004 (21 years old)
Registered office
93 Fowler Street, South Shields, Tyne And Wear, NE33 1NU, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Ray O'Donnell Director Sep 1970 27 Aug 2004
Jake O' Donnell Director Jul 2004 22 Sep 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 3 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Financial Solutions N.E.
  • Financial Solutions N.E. Ltd
  • Ray O'Donnell

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Common questions

Frequently asked questions

Is Financial Solutions (N.E.) Ltd FCA authorised?
Financial Solutions (N.E.) Ltd (FRN 215925) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Financial Solutions (N.E.)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Financial Solutions (N.E.) Ltd (FRN 215925) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from Financial Solutions (N.E.), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Financial Solutions (N.E.)?
Protection works through the principal firm responsible for Financial Solutions (N.E.)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Financial Solutions (N.E.) a scam or clone?
Financial Solutions (N.E.) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Financial Solutions (N.E.)'s Firm Reference Number (FRN)?
Financial Solutions (N.E.)'s FRN is 215925. You can verify it on the FCA register.