Finaways UK Ltd

Reference number: 1027619

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Finaways UK Ltd (FRN 1027619) is an AR of Vanaways UK Limited (FRN 940695). When you use Finaways UK's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Finaways UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Finaways Asset Finance

Company details

From the company's Companies House record.

Company name
FINAWAYS UK LIMITED
Company number
16232251
Company status
Active
Company type
Private limited company
Incorporated
5 February 2025 (1 year old)
Registered office
68 Macrae Road, Pill, Bristol, BS20 0DD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Adam Michael Carter Director Jul 1984 5 Feb 2025
Christopher Mark Jakeways Director Feb 1976 5 Feb 2025
Justin Dingley Director Apr 1992 24 Nov 2025
James Guy Wood Director Oct 1989 24 Nov 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Vanaways UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Finaways UK Limited

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Common questions

Frequently asked questions

Is Finaways UK Ltd FCA authorised?
Finaways UK Ltd (FRN 1027619) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Finaways UK?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Finaways UK Ltd (FRN 1027619) is an AR of Vanaways UK Limited (FRN 940695). When you use Finaways UK's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Finaways UK, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Finaways UK?
Protection works through Vanaways UK Limited, the principal firm responsible for Finaways UK's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Finaways UK a scam or clone?
Finaways UK is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Finaways UK's Firm Reference Number (FRN)?
Finaways UK's FRN is 1027619. You can verify it on the FCA register.