First Central Underwriting Limited

Reference number: 489450

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Verified address

    5.1a Waterport place, 2 Europort Avenue, GX11 1AA, Gibraltar

Also trades as
  • 1st Central Underwriting

Check on the FCA register → Report a scam →

Activities and protection

What the record covers, and how you are protected

No specific permissions are recorded for this firm on the FCA register.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

What customers have complained about

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • First Central Insurance Company Limited
  • Skyfire Insurance Company Limited

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Skyfire

Complaints record

In January–June 2025, the Financial Ombudsman Service received 93 new complaints about this firm, and upheld 37% of the ones it decided.

That is above the 31% median for the firms the Ombudsman reports on.

  • Insurance 93

A bigger firm receives more complaints simply because it has more customers. FOS complaints data →

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Common questions

Frequently asked questions

Is First Central Underwriting Limited FCA authorised?
Yes, First Central Underwriting Limited (FRN 489450) is authorised by the FCA to carry out regulated activities.
Is my money safe with First Central Underwriting?
Protection depends on which product you hold and how First Central Underwriting handles your money, so check the specific product before you commit. You can also refer complaints about First Central Underwriting to the Financial Ombudsman Service, free of charge.
Is First Central Underwriting a scam or clone?
First Central Underwriting is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is First Central Underwriting's Firm Reference Number (FRN)?
First Central Underwriting's FRN is 489450. You can verify it on the FCA register.