FIRST CHOICE FINANCIAL SERVICES LIMITED

Reference number: 999240

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • FIRST CHOICE FINANCIAL SERVICES LIMITED (FRN 999240) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use FIRST CHOICE FINANCIAL SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from FIRST CHOICE FINANCIAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
14892842
Company status
Active
Company type
Private limited company
Incorporated
24 May 2023 (3 years old)
Registered office
1a Sandringham Drive, Spondon, Derby, DE21 7QL, England
Nature of business
  • Unlicensed carriers (SIC 53202)
  • Activities of mortgage finance companies (SIC 64922)
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Paul William Neal Director Nov 1982 24 May 2023

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is FIRST CHOICE FINANCIAL SERVICES LIMITED FCA authorised?
FIRST CHOICE FINANCIAL SERVICES LIMITED (FRN 999240) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for FIRST CHOICE FINANCIAL SERVICES?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. FIRST CHOICE FINANCIAL SERVICES LIMITED (FRN 999240) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use FIRST CHOICE FINANCIAL SERVICES's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from FIRST CHOICE FINANCIAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with FIRST CHOICE FINANCIAL SERVICES?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for FIRST CHOICE FINANCIAL SERVICES's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is FIRST CHOICE FINANCIAL SERVICES a scam or clone?
FIRST CHOICE FINANCIAL SERVICES is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is FIRST CHOICE FINANCIAL SERVICES's Firm Reference Number (FRN)?
FIRST CHOICE FINANCIAL SERVICES's FRN is 999240. You can verify it on the FCA register.