First Class Financial Centre Ltd

Reference number: 978151

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • First Class Financial Centre Ltd (FRN 978151) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from First Class Financial Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07403 800615

  • Verified address

    19 Main Street, Ponteland, Newcastle upon Tyne, Northumberland, NE20 9NH, United Kingdom

Company details

From the company's Companies House record.

Company number
14071089
Company status
Active
Company type
Private limited company
Incorporated
26 April 2022 (4 years old)
Registered office
73 Gilkes Street, Middlesbrough, TS1 5EH, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)
  • Activities of insurance agents and brokers (SIC 66220)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Current directors and secretaries

Name Role Born Appointed
Jaimie Lee Malone Director Jul 1994 26 Apr 2022

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • First Class Mortgage Centre Ltd

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Common questions

Frequently asked questions

Is First Class Financial Centre Ltd FCA authorised?
First Class Financial Centre Ltd (FRN 978151) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for First Class Financial Centre?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. First Class Financial Centre Ltd (FRN 978151) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from First Class Financial Centre, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with First Class Financial Centre?
Protection works through the principal firm responsible for First Class Financial Centre's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is First Class Financial Centre a scam or clone?
First Class Financial Centre is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is First Class Financial Centre's Firm Reference Number (FRN)?
First Class Financial Centre's FRN is 978151. You can verify it on the FCA register.