First Financial Services Ltd

Reference number: 575702

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • First Financial Services Ltd (FRN 575702) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from First Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0191 825 0225

  • Verified address

    Second floor, Suite15, CAI Building, Coble Dene, Royal Quays, North Shields, NE29 6DE, United Kingdom

Also trades as
  • Mortgage Advice Shop

Company details

From the company's Companies House record.

Company number
14099919
Company status
Active
Company type
Private limited company
Incorporated
11 May 2022 (4 years old)
Registered office
Cai Building Suite 15, Coble Dene, North Shields, NE29 6DE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Peter Malcolm Taylor Director Sep 1966 11 May 2022
Ian Robert Milsted Director Apr 1963 4 Nov 2025

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Peter Taylor

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Peter Taylor Financial Clarity

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Common questions

Frequently asked questions

Is First Financial Services Ltd FCA authorised?
First Financial Services Ltd (FRN 575702) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for First Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. First Financial Services Ltd (FRN 575702) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from First Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with First Financial Services?
Protection works through the principal firm responsible for First Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is First Financial Services a scam or clone?
First Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is First Financial Services's Firm Reference Number (FRN)?
First Financial Services's FRN is 575702. You can verify it on the FCA register.