First Merchant Processing (UK) Limited

Reference number: 978310

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • AIB Merchant Services

Company details

From the company's Companies House record.

Company number
13748155
Company status
Active
Company type
Private limited company
Incorporated
17 November 2021 (4 years old)
Registered office
C/O Aib Merchant Services Janus House, Endeavour Drive, Basildon, Essex, SS14 3WF, United Kingdom
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Current directors and secretaries

Name Role Born Appointed
Hamish Cameron Galbraith Marr Director Mar 1962 29 Mar 2023
Christopher Martin Foskett Director Sep 1957 29 Mar 2023
Rajan Verma Director Oct 1973 8 Aug 2024
Gary Von Lehmden Director Sep 1954 11 Dec 2024
Chelsea Hallman Director Apr 1987 27 Jun 2025
Lara Byrne Director Dec 1974 18 Aug 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

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  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is First Merchant Processing (UK) Limited FCA authorised?
Yes, First Merchant Processing (UK) Limited (FRN 978310) is authorised by the FCA to carry out regulated activities.
Is my money safe with First Merchant Processing (UK)?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about First Merchant Processing (UK) to the Financial Ombudsman Service, free of charge.
Is First Merchant Processing (UK) a scam or clone?
First Merchant Processing (UK) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is First Merchant Processing (UK)'s Firm Reference Number (FRN)?
First Merchant Processing (UK)'s FRN is 978310. You can verify it on the FCA register.