First Rate Credit Union Limited

Reference number: 213241

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.

    Check your FSCS cover →

Show FCA detail (1 permission)
  • Accepting Deposits

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds 2 earlier registered names for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • British Aerospace Employees (Warton Division) Credit Union Limited
  • PlaneMakers (Warton) Employees Credit Union Limited

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Common questions

Frequently asked questions

Is First Rate Credit Union Limited FCA authorised?
Yes, First Rate Credit Union Limited (FRN 213241) is authorised by the FCA to carry out regulated activities.
Is my money safe with First Rate Credit Union?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about First Rate Credit Union to the Financial Ombudsman Service, free of charge.
Is First Rate Credit Union a scam or clone?
First Rate Credit Union is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is First Rate Credit Union's Firm Reference Number (FRN)?
First Rate Credit Union's FRN is 213241. You can verify it on the FCA register.