First Rate Exchange Services Ltd

Reference number: 900412

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    020 7937 0280

  • Verified address

    Botanica Ditton Park, Riding Ct Rd, Datchet, SL3 9LL, United Kingdom

Company details

From the company's Companies House record.

Company name
FIRST RATE EXCHANGE SERVICES LIMITED
Company number
04287490
Company status
Active
Company type
Private limited company
Incorporated
14 September 2001 (24 years old)
Registered office
Botanica, Ditton Park, Riding Court Road, Datchet, SL3 9LL, United Kingdom
Nature of business
  • Banks (SIC 64191)
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Andrew James Macgregor Hardie Director Apr 1967 20 May 2011
Sharon Anne Cross Director Apr 1972 19 Jun 2019
Daniel Aryeh Ehreich Director Aug 1980 27 Sep 2021
Matt Garrood Director Apr 1978 21 Nov 2023
George Higginson Director Oct 1963 13 May 2024
Gail Louise Goldie Director May 1979 20 May 2024
Ross Borkett Director Feb 1986 7 Oct 2024
Thomas David Wright Director Mar 1975 10 Jun 2025
Dominic Peter Grounsell Director Dec 1978 18 Sep 2025
Edward Michael Dutton Director Oct 1969 18 Sep 2025
Neil James Brocklehurst Director Jul 1976 18 Sep 2025
John Edward Michael Dillon Secretary Not published 16 May 2025

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is First Rate Exchange Services Ltd FCA authorised?
Yes, First Rate Exchange Services Ltd (FRN 900412) is authorised by the FCA to carry out regulated activities.
Is my money safe with First Rate Exchange Services?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about First Rate Exchange Services to the Financial Ombudsman Service, free of charge.
Is First Rate Exchange Services a scam or clone?
First Rate Exchange Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is First Rate Exchange Services's Firm Reference Number (FRN)?
First Rate Exchange Services's FRN is 900412. You can verify it on the FCA register.