First Senior Finance Limited

Reference number: 726510

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Verified website

    firstsenior.com

  • Verified phone number

    01582 842224

  • Verified address

    First Senior Finance Insurance Services Ltd, Unit 2, Cotswold Business Park, Millfield Lane, Luton, Central Bedfordshire, LU1 4AJ, United Kingdom

Company details

From the company's Companies House record.

Company number
03120962
Company status
Active
Company type
Private limited company
Incorporated
1 November 1995 (30 years old)
Registered office
Unit 2 Cotswold Business Park, Millfield Lane, Caddington, Bedfordshire, LU1 4AR, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Current directors and secretaries

Name Role Born Appointed
Graham Reginald Nicholls Director Sep 1949 18 Mar 1996
Carla Gillian Nicholls Director Jun 1969 17 Dec 2002
James Cosby Nicholls Director Sep 1972 17 Dec 2002
Carla Gillian Nicholls Secretary Not published 11 Jun 1996

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Credit Broking
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is First Senior Finance Limited FCA authorised?
Yes, First Senior Finance Limited (FRN 726510) is authorised by the FCA to carry out regulated activities.
Is my money safe with First Senior Finance?
Protection depends on which product you hold and how First Senior Finance handles your money, so check the specific product before you commit. You can also refer complaints about First Senior Finance to the Financial Ombudsman Service, free of charge.
Is First Senior Finance a scam or clone?
First Senior Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is First Senior Finance's Firm Reference Number (FRN)?
First Senior Finance's FRN is 726510. You can verify it on the FCA register.