First4Eco Ltd

Reference number: 1048491

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • First4Eco Ltd (FRN 1048491) is an AR of SHERMIN FINANCE LIMITED (FRN 727594). When you use First4Eco's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from First4Eco, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC541243
Company status
Active
Company type
Private limited company
Incorporated
27 July 2016 (10 years old)
Registered office
60 St. Enoch Square, Level 5, Glasgow, G1 4AG, Scotland
Nature of business
  • Installation of industrial machinery and equipment (SIC 33200)

Current directors and secretaries

Name Role Born Appointed
John Rennie Director Nov 1968 18 Nov 2016

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SHERMIN FINANCE LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is First4Eco Ltd FCA authorised?
First4Eco Ltd (FRN 1048491) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for First4Eco?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. First4Eco Ltd (FRN 1048491) is an AR of SHERMIN FINANCE LIMITED (FRN 727594). When you use First4Eco's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from First4Eco, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with First4Eco?
Protection works through SHERMIN FINANCE LIMITED, the principal firm responsible for First4Eco's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is First4Eco a scam or clone?
First4Eco is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is First4Eco's Firm Reference Number (FRN)?
First4Eco's FRN is 1048491. You can verify it on the FCA register.