Flear and Thomson (Perth) Limited

Reference number: 942954

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Flear and Thomson (Perth) Limited (FRN 942954) is an AR of FLEAR & THOMSON LIMITED (FRN 309795). When you use Flear and Thomson (Perth)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Flear and Thomson (Perth), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company name
FLEAR & THOMSON (PERTH) LIMITED
Company number
SC655765
Company status
Active
Company type
Private limited company
Incorporated
26 February 2020 (6 years old)
Registered office
128-140 Pittencrieff Street, Dunfermline, KY12 8AN, Scotland
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Maintenance and repair of motor vehicles (SIC 45200)

Current directors and secretaries

Name Role Born Appointed
Paul Buchanan Director May 1968 26 Feb 2020
Scott Buchanan Director Dec 1975 26 Feb 2020

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through FLEAR & THOMSON LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Flear and Thomson (Perth) Limited FCA authorised?
Flear and Thomson (Perth) Limited (FRN 942954) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Flear and Thomson (Perth)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Flear and Thomson (Perth) Limited (FRN 942954) is an AR of FLEAR & THOMSON LIMITED (FRN 309795). When you use Flear and Thomson (Perth)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Flear and Thomson (Perth), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Flear and Thomson (Perth)?
Protection works through FLEAR & THOMSON LIMITED, the principal firm responsible for Flear and Thomson (Perth)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Flear and Thomson (Perth) a scam or clone?
Flear and Thomson (Perth) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Flear and Thomson (Perth)'s Firm Reference Number (FRN)?
Flear and Thomson (Perth)'s FRN is 942954. You can verify it on the FCA register.