FLEX CREDIT CARD LTD

Reference number: 1036888

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Flex

Company details

From the company's Companies House record.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
16386895
Company status
Active
Company type
Private limited company
Incorporated
14 April 2025 (1 year old)
Registered office
124-128 City Road, London, EC1V 2NX, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
  • Other credit granting not elsewhere classified (SIC 64929)

Current directors and secretaries

Name Role Born Appointed
Sawan Sandeep Kumar Kapoor Director Oct 1984 14 Apr 2025
Farooq Seeru Director Mar 1988 9 Jun 2025
Pakaporn Thongyai Na Ayuttaya Director Apr 1986 9 Jun 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
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  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Sandbox restrictions
    This firm's activity is limited to 1) no more than 600 customers; 2) providing no more than £1,200 of credit to any individual customer; and 3) not lending to customers who are self-employed or in employment on contracts where they are not guaranteed any hours in each period (also known as ‘zero’ hour contracts).

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is FLEX CREDIT CARD LTD FCA authorised?
Yes, FLEX CREDIT CARD LTD (FRN 1036888) is authorised by the FCA to carry out regulated activities.
Is my money safe with FLEX CREDIT CARD?
Protection depends on which product you hold and how FLEX CREDIT CARD handles your money, so check the specific product before you commit. You can also refer complaints about FLEX CREDIT CARD to the Financial Ombudsman Service, free of charge.
Is FLEX CREDIT CARD a scam or clone?
FLEX CREDIT CARD is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is FLEX CREDIT CARD's Firm Reference Number (FRN)?
FLEX CREDIT CARD's FRN is 1036888. You can verify it on the FCA register.