Fluent Money Limited

Reference number: 654425

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Fluent Partners

Company details

From the company's Companies House record.

Company number
06200496
Company status
Active
Company type
Private limited company
Incorporated
3 April 2007 (19 years old)
Registered office
102 Rivington House Chorley New Road, Horwich, Bolton, BL6 5UE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Simon Andrew Moore Director Aug 1973 2 Jun 2008
Paul Brendon Ford Director Jun 1977 2 Jun 2008
Timothy Allen Wheeldon Director Sep 1966 28 Nov 2008
Peter Christopher Steven Brodnicki Director May 1962 11 Jul 2022
Emilie Nadia Marcelline Burgaud Mccarthy Director Dec 1980 24 Jul 2024

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (11)
  • 0161 818 2040
  • 0161 818 2305
  • 0161 818 2392
  • 0161 818 6070
  • 0161 818 6348
  • 0161 818 6474
  • 0161 818 7070
  • 0161 818 7755
  • 0161 818 8038
  • 020 7097 8786
  • 020 8144 9126
Fake email addresses (6)
  • fluent.loans@gmail.com
  • fluentmoneyloanlenders@gmail.com
  • fluentmoneyloans@gmail.com
  • loanaccept01@gmail.com
  • loancustomerhelpline@gmail.com
  • ukloancustomerservice5@gmail.com
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Activities and protection

What they can do, and how you are protected

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (7 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Names it no longer trades under

This firm has retired 5 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Broker Helpline
  • Fluent for advisers
  • Fluent Lifestyle
  • Fluent View
  • My Fluent

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Common questions

Frequently asked questions

Is Fluent Money Limited FCA authorised?
Yes, Fluent Money Limited (FRN 654425) is authorised by the FCA to carry out regulated activities.
Is my money safe with Fluent Money?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Fluent Money to the Financial Ombudsman Service, free of charge.
Is Fluent Money a scam or clone?
Fluent Money is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Fluent Money's Firm Reference Number (FRN)?
Fluent Money's FRN is 654425. You can verify it on the FCA register.