Focus Finsure Ltd

Reference number: 841275

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Freedom Circle Limited Reference number: 808384 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Focus Finsure Ltd (FRN 841275) is an AR of Freedom Circle Limited (FRN 808384). When you use Focus Finsure's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Focus Finsure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    0121 439 5390

  • Verified address

    153 Sutton Road, Wylde Green, Birmingham, West Midlands, B23 5TN, United Kingdom

Company details

From the company's Companies House record.

Company number
11864915
Company status
Active
Company type
Private limited company
Incorporated
6 March 2019 (7 years old)
Registered office
153 Sutton Road, Birmingham, B23 5TN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Activities of insurance agents and brokers (SIC 66220)

Current directors and secretaries

Name Role Born Appointed
Shijo Joseph Director Dec 1975 6 Mar 2019

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Freedom Circle Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Focus Finsure Ltd FCA authorised?
Focus Finsure Ltd (FRN 841275) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Focus Finsure?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Focus Finsure Ltd (FRN 841275) is an AR of Freedom Circle Limited (FRN 808384). When you use Focus Finsure's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Focus Finsure, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Focus Finsure?
Protection works through Freedom Circle Limited, the principal firm responsible for Focus Finsure's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Focus Finsure a scam or clone?
Focus Finsure is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Focus Finsure's Firm Reference Number (FRN)?
Focus Finsure's FRN is 841275. You can verify it on the FCA register.