FOLD REFORMER LTD

Reference number: 1027531

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

The FCA register does not name a principal for this firm.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • FOLD REFORMER LTD (FRN 1027531) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm.
  • Example: if you take financial advice from FOLD REFORMER, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • FOLD

Company details

From the company's Companies House record.

Company number
15774859
Company status
Active
Company type
Private limited company
Incorporated
12 June 2024 (2 years old)
Registered office
Studio 217, Buspace Studios Conlan Street, London, W10 5AP, United Kingdom
Nature of business
  • Retail sale of sports goods, fishing gear, camping goods, boats and bicycles (SIC 47640)

Current directors and secretaries

Name Role Born Appointed
Matthew Harras Director Sep 1987 12 Jun 2024
Thomas Mcclelland Director Apr 1982 12 Jun 2024
Paul James Stimpson Director Nov 1988 12 Jun 2024

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is FOLD REFORMER LTD FCA authorised?
FOLD REFORMER LTD (FRN 1027531) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for FOLD REFORMER?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. FOLD REFORMER LTD (FRN 1027531) is listed as an appointed representative, but the register does not show its principal firm here. Find the principal on the FCA register before dealing with this firm. Example: if you take financial advice from FOLD REFORMER, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with FOLD REFORMER?
Protection works through the principal firm responsible for FOLD REFORMER's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is FOLD REFORMER a scam or clone?
FOLD REFORMER is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is FOLD REFORMER's Firm Reference Number (FRN)?
FOLD REFORMER's FRN is 1027531. You can verify it on the FCA register.