Four Wealth Planning Limited

Reference number: 1013905

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Four Wealth Planning Limited (FRN 1013905) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Four Wealth Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Four Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    07798 634474

  • Verified address

    Bridgewater Place, Water Lane, Leeds, Leeds, LS11 5BZ, United Kingdom

Company details

From the company's Companies House record.

Company number
15524732
Company status
Active
Company type
Private limited company
Incorporated
27 February 2024 (2 years old)
Registered office
7 The Broadway, Broadstairs, Kent, CT10 2AD, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Marc Antony Smelt Director May 1963 27 Feb 2024
Vikki Ann Smelt Director Sep 1973 1 Jul 2025
Vikki Ann Smelt Secretary Not published 6 Apr 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Four Wealth Planning Limited FCA authorised?
Four Wealth Planning Limited (FRN 1013905) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Four Wealth Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Four Wealth Planning Limited (FRN 1013905) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Four Wealth Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Four Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Four Wealth Planning?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Four Wealth Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Four Wealth Planning a scam or clone?
Four Wealth Planning is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Four Wealth Planning's Firm Reference Number (FRN)?
Four Wealth Planning's FRN is 1013905. You can verify it on the FCA register.