Fowler Wealth Management Limited

Reference number: 920068

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Clarity Wealth Management LLP Reference number: 575252 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fowler Wealth Management Limited (FRN 920068) is an AR of Clarity Wealth Management LLP (FRN 575252). When you use Fowler Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fowler Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01277 355366

  • Verified address

    Suite 2, 4 The Limes, Ingatestone, Essex, CM4 0BE, United Kingdom

Also trades as
  • Grech Wealth Management

Company details

From the company's Companies House record.

Company name
FOWLER WEALTH MANAGEMENT LTD
Company number
12188526
Company status
Active
Company type
Private limited company
Incorporated
4 September 2019 (6 years old)
Registered office
Suite 2, 4 The Limes, Ingatestone Essex, The Limes, Ingatestone, CM4 0BE, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Current directors and secretaries

Name Role Born Appointed
Clifford Fowler Director Apr 1963 4 Sep 2019
Donna Fowler Secretary Not published 4 Sep 2019

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Clarity Wealth Management LLP, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Fowler Wealth Management Limited FCA authorised?
Fowler Wealth Management Limited (FRN 920068) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fowler Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fowler Wealth Management Limited (FRN 920068) is an AR of Clarity Wealth Management LLP (FRN 575252). When you use Fowler Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fowler Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Fowler Wealth Management?
Protection works through Clarity Wealth Management LLP, the principal firm responsible for Fowler Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Fowler Wealth Management a scam or clone?
Fowler Wealth Management is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Fowler Wealth Management's Firm Reference Number (FRN)?
Fowler Wealth Management's FRN is 920068. You can verify it on the FCA register.