Fractal Labs Ltd

Reference number: 813019

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • tomato pay

Company details

From the company's Companies House record.

Company number
08972946
Company status
Active
Company type
Private limited company
Incorporated
2 April 2014 (12 years old)
Registered office
3rd Floor 86-90 Paul Street, London, EC2A 4NE, England
Nature of business
  • Business and domestic software development (SIC 62012)

Current directors and secretaries

Name Role Born Appointed
Sameer Altaf Director Nov 1976 5 Feb 2024
Qasim Parvez Director Jun 1993 13 Apr 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

Show FCA detail (2 permissions)
  • 7. Payment initiation services
  • 8. Account information services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired one trading name. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired name
  • Fractal

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is Fractal Labs Ltd FCA authorised?
Yes, Fractal Labs Ltd (FRN 813019) is authorised by the FCA to carry out regulated activities.
Is my money safe with Fractal Labs?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Fractal Labs to the Financial Ombudsman Service, free of charge.
Is Fractal Labs a scam or clone?
Fractal Labs is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Fractal Labs's Firm Reference Number (FRN)?
Fractal Labs's FRN is 813019. You can verify it on the FCA register.