FS4U Ltd
Reference number: 967091
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Appointed representative
This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Crystal Business Finance Limited Reference number: 653671 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- FS4U Ltd (FRN 967091) is an AR of Crystal Business Finance Limited (FRN 653671). When you use FS4U's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from FS4U, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Verified website
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Verified phone number
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Verified address
39 Hopps Road, Bristol, South Gloucestershire, BS15 9QQ, United Kingdom
- Crystal Business Finance - SW
Company details
From the company's Companies House record.
- Company number
- 12166774
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 August 2019 (6 years old)
- Registered office
- Charnwood House, Marsh Road, Bristol, BS3 2NA, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Samantha Bilo | Director | Jun 1975 | 21 Aug 2019 |
Activities and protection
What they can do, and how you are protected
- Protection through the principal firmProtection works through Crystal Business Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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Common questions