G&C Financial Services Limited

Reference number: 226960

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • G&C Financial Services Limited (FRN 226960) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use G&C Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from G&C Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
04710291
Company status
Active
Company type
Private limited company
Incorporated
25 March 2003 (23 years old)
Registered office
6a High Street, Fareham, Hampshire, PO16 7AN
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Timothy Travers Geoghegan Director May 1969 1 Apr 2003
Anne Marie Geoghegan Director Sep 1969 22 Sep 2023
Timothy Travers Geoghegan Secretary Not published 1 Apr 2003

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • G & C Financial Services Limited

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Common questions

Frequently asked questions

Is G&C Financial Services Limited FCA authorised?
G&C Financial Services Limited (FRN 226960) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for G&C Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. G&C Financial Services Limited (FRN 226960) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use G&C Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from G&C Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with G&C Financial Services?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for G&C Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is G&C Financial Services a scam or clone?
G&C Financial Services is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is G&C Financial Services's Firm Reference Number (FRN)?
G&C Financial Services's FRN is 226960. You can verify it on the FCA register.