GB Financial Limited

Reference number: 955404

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

GB & Partners Limited Reference number: 711327 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • GB Financial Limited (FRN 955404) is an AR of GB & Partners Limited (FRN 711327). When you use GB Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from GB Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01423 790909

  • Verified address

    14 North Park Road, Harrogate, North Yorkshire, HG1 5PG, United Kingdom

Company details

From the company's Companies House record.

Company number
12843324
Company status
Active
Company type
Private limited company
Incorporated
28 August 2020 (5 years old)
Registered office
14 North Park Road, Harrogate, HG1 5PG, England
Nature of business
  • Financial management (SIC 70221)

Current directors and secretaries

Name Role Born Appointed
Nicholas David Ward Director Jul 1967 1 Oct 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through GB & Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is GB Financial Limited FCA authorised?
GB Financial Limited (FRN 955404) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for GB Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. GB Financial Limited (FRN 955404) is an AR of GB & Partners Limited (FRN 711327). When you use GB Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from GB Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with GB Financial?
Protection works through GB & Partners Limited, the principal firm responsible for GB Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is GB Financial a scam or clone?
GB Financial is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is GB Financial's Firm Reference Number (FRN)?
GB Financial's FRN is 955404. You can verify it on the FCA register.