GEMINI CONSULTANTS LIMITED

Reference number: 311479

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as 4 other names
  • Better HomeOwnership
  • Gable Mortgages
  • Gemini Mortgage Services
  • Goodholm Finance

Company details

From the company's Companies House record.

Company number
02088382
Company status
Active
Company type
Private limited company
Incorporated
12 January 1987 (39 years old)
Registered office
Aw House, 6-8 Stuart Street, Luton, LU1 2SJ, England
Nature of business
  • Business and domestic software development (SIC 62012)
  • Activities of mortgage finance companies (SIC 64922)
  • Other business support service activities not elsewhere classified (SIC 82990)

Current directors and secretaries

Name Role Born Appointed
Stephen John Richardson Director Jan 1953 1 May 2017
Duncan Redford Pownall Director Apr 1975 30 Mar 2023

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

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Show FCA detail (15 permissions)
  • Administering a regulated mortgage contract
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Entering into a regulated mortgage contract as lender
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Bradwells
  • Goodholm
  • Lamac (Loan & Mortgage Administration Centre)
  • Libra

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Common questions

Frequently asked questions

Is GEMINI CONSULTANTS LIMITED FCA authorised?
Yes, GEMINI CONSULTANTS LIMITED (FRN 311479) is authorised by the FCA to carry out regulated activities.
Is my money safe with GEMINI CONSULTANTS?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about GEMINI CONSULTANTS to the Financial Ombudsman Service, free of charge.
Is GEMINI CONSULTANTS a scam or clone?
GEMINI CONSULTANTS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is GEMINI CONSULTANTS's Firm Reference Number (FRN)?
GEMINI CONSULTANTS's FRN is 311479. You can verify it on the FCA register.