GEORGE STEWART FUNERAL DIRECTORS LIMITED

Reference number: 982673

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • GEORGE STEWART FUNERAL DIRECTORS LIMITED (FRN 982673) is an AR of Golden Charter Limited (FRN 965279). When you use GEORGE STEWART FUNERAL DIRECTORS's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from GEORGE STEWART FUNERAL DIRECTORS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01241 431428

  • Verified address

    44 Millgate Loan, Arbroath, Angus, DD11 1PQ, United Kingdom

Company details

From the company's Companies House record.

Company number
SC194925
Company status
Active
Company type
Private limited company
Incorporated
1 April 1999 (27 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Barry Coull Campbell Director Sep 1947 10 Jan 2006
June Annette Gloria Stewart Director Jun 1966 10 Jan 2006
Alison Alexina Douglas Macdougall Director Feb 1953 15 Jan 2026
Patricia Anne Campbell Director Mar 1952 15 Jan 2026
June Annette Gloria Stewart Secretary Not published 1 Apr 1999

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Download this page as a PDF report

£5 for a clean, timestamped copy you can keep, file or send on. It also helps keep the site free to use and free of ads.

Instant download

Common questions

Frequently asked questions

Is GEORGE STEWART FUNERAL DIRECTORS LIMITED FCA authorised?
GEORGE STEWART FUNERAL DIRECTORS LIMITED (FRN 982673) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for GEORGE STEWART FUNERAL DIRECTORS?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. GEORGE STEWART FUNERAL DIRECTORS LIMITED (FRN 982673) is an AR of Golden Charter Limited (FRN 965279). When you use GEORGE STEWART FUNERAL DIRECTORS's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from GEORGE STEWART FUNERAL DIRECTORS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with GEORGE STEWART FUNERAL DIRECTORS?
Protection works through Golden Charter Limited, the principal firm responsible for GEORGE STEWART FUNERAL DIRECTORS's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is GEORGE STEWART FUNERAL DIRECTORS a scam or clone?
GEORGE STEWART FUNERAL DIRECTORS is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is GEORGE STEWART FUNERAL DIRECTORS's Firm Reference Number (FRN)?
GEORGE STEWART FUNERAL DIRECTORS's FRN is 982673. You can verify it on the FCA register.