Gerard McGuigan

Reference number: 980629

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Appointed representative

Gerard McGuigan does not hold FCA authorisation of their own. It acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gerard McGuigan (FRN 980629) is an AR of Golden Charter Limited (FRN 965279). When you use Gerard McGuigan's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gerard McGuigan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01700 502780

  • Verified address

    24 Watergate, Rothesay, Isle Of Bute, PA20 9AB, United Kingdom

Also trades as
  • A Mcnab & Son
  • Gerry Mcguigan Funeral Directors

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Leelah McGuigan

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Common questions

Frequently asked questions

Is Gerard McGuigan FCA authorised?
Gerard McGuigan (FRN 980629) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gerard McGuigan?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gerard McGuigan (FRN 980629) is an AR of Golden Charter Limited (FRN 965279). When you use Gerard McGuigan's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gerard McGuigan, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Gerard McGuigan?
Protection works through Golden Charter Limited, the principal firm responsible for Gerard McGuigan's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Gerard McGuigan a scam or clone?
Gerard McGuigan is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Gerard McGuigan's Firm Reference Number (FRN)?
Gerard McGuigan's FRN is 980629. You can verify it on the FCA register.