GIB Finance Ltd

Reference number: 1045771

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ALFRED VAUGHAN & CO LIMITED Reference number: 966356 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • GIB Finance Ltd (FRN 1045771) is an AR of ALFRED VAUGHAN & CO LIMITED (FRN 966356). When you use GIB Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from GIB Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Vaughans

Company details

From the company's Companies House record.

Company number
16500803
Company status
Active
Company type
Private limited company
Incorporated
6 June 2025 (1 year old)
Registered office
75 Church Street, Bentley, Doncaster, DN5 0BE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Management consultancy activities other than financial management (SIC 70229)

Current directors and secretaries

Name Role Born Appointed
Naomi Victoria Grahamslaw-Brew Director Aug 1977 6 Jun 2025
Liam John Given Director May 1991 12 Nov 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through ALFRED VAUGHAN & CO LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is GIB Finance Ltd FCA authorised?
GIB Finance Ltd (FRN 1045771) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for GIB Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. GIB Finance Ltd (FRN 1045771) is an AR of ALFRED VAUGHAN & CO LIMITED (FRN 966356). When you use GIB Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from GIB Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with GIB Finance?
Protection works through ALFRED VAUGHAN & CO LIMITED, the principal firm responsible for GIB Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is GIB Finance a scam or clone?
GIB Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is GIB Finance's Firm Reference Number (FRN)?
GIB Finance's FRN is 1045771. You can verify it on the FCA register.