GIFTIFY S.A.

Reference number: 1031340

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Outside FCA payment rules

GIFTIFY S.A. appears on the FCA register, but their payment service falls within an exclusion, so it is not regulated by the FCA. That means the FSCS does not cover it and the Financial Ombudsman Service cannot normally look at a complaint about it.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • No address on the FCA register

Check on the FCA register → Report a scam →

Activities and protection

What the record covers, and how you are protected

  • Not FCA regulated
    This firm’s payment service falls within an exclusion, so it is not regulated by the FCA. FSCS does not cover money you hand over, safeguarding is not required, and the Financial Ombudsman Service cannot normally look at a complaint about it. Ask the firm what happens to your money if it fails.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is GIFTIFY S.A. FCA authorised?
GIFTIFY S.A. (FRN 1031340) appears on the FCA register, but its payment service falls within an exclusion, so the FCA does not regulate it. There is no FSCS cover and the Financial Ombudsman Service cannot normally consider a complaint about it.
Is my money safe with GIFTIFY S.A.?
Money you hand to GIFTIFY S.A. is not protected by the FSCS, and because the service falls within an exclusion the firm is not required to safeguard it either. The Financial Ombudsman Service cannot normally look at a complaint about it. Ask what happens to your money if the firm fails.
Is GIFTIFY S.A. a scam or clone?
GIFTIFY S.A. is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is GIFTIFY S.A.'s Firm Reference Number (FRN)?
GIFTIFY S.A.'s FRN is 1031340. You can verify it on the FCA register.