Google Payment Limited

Reference number: 900008

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Verified address

    5, New Street Square, London, EC4A 3TW, United Kingdom

Company details

From the company's Companies House record.

Company number
05903713
Company status
Active
Company type
Private limited company
Incorporated
11 August 2006 (20 years old)
Registered office
280 Bishopsgate, London, EC2M 4AG, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Stephen John Ratcliffe Director Aug 1984 8 Oct 2019
Pedro Maria Aizpun Morales Director Jan 1983 10 Jun 2024
Sarah-Jayne Williams Director Nov 1973 13 Sep 2024
Michael Davis Director Oct 1985 16 Sep 2024
Valentine Anthony Bohan Director Mar 1979 13 Feb 2025
ABOGADO NOMINEES LIMITED Corporate secretary Not published 1 Jun 2026

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.

    How safeguarding works →

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  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money
  • i) Payment initiation services
  • j) Account information services

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Names it no longer trades under

This firm has retired 4 trading names. If you were contacted under one of these, the name did belong to this firm, but check the current details above before going ahead.

Show the retired names
  • Google Checkout
  • Google Pay
  • Google Pay balance
  • Google Wallet

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Common questions

Frequently asked questions

Is Google Payment Limited FCA authorised?
Yes, Google Payment Limited (FRN 900008) is authorised by the FCA to carry out regulated activities.
Is my money safe with Google Payment?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Google Payment to the Financial Ombudsman Service, free of charge.
Is Google Payment a scam or clone?
Google Payment is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Google Payment's Firm Reference Number (FRN)?
Google Payment's FRN is 900008. You can verify it on the FCA register.