Graceah Limited

Reference number: 967705

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Financing First Limited Reference number: 720098 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Graceah Limited (FRN 967705) is an AR of Financing First Limited (FRN 720098). When you use Graceah's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Graceah, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Dental Implants Lincoln
  • Lincoln Dental & Implant Studio
  • Lincoln Dental Practice

Company details

From the company's Companies House record.

Company number
13441192
Company status
Active
Company type
Private limited company
Incorporated
7 June 2021 (5 years old)
Registered office
2nd Floor Citygate, St James' Boulevard, Newcastle Upon Tyne, NE1 4JE, United Kingdom
Nature of business
  • Dental practice activities (SIC 86230)

Current directors and secretaries

Name Role Born Appointed
Manu Cherian Director Jun 1977 7 Jun 2021
Smitha Susan Mathew Director Aug 1982 7 Jun 2021

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Financing First Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Graceah Limited FCA authorised?
Graceah Limited (FRN 967705) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Graceah?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Graceah Limited (FRN 967705) is an AR of Financing First Limited (FRN 720098). When you use Graceah's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Graceah, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Graceah?
Protection works through Financing First Limited, the principal firm responsible for Graceah's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Graceah a scam or clone?
Graceah is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Graceah's Firm Reference Number (FRN)?
Graceah's FRN is 967705. You can verify it on the FCA register.