Graham Avison Independent Financial Advisers Limited

Reference number: 648443

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Paragon Independent Limited Reference number: 440589 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Graham Avison Independent Financial Advisers Limited (FRN 648443) is an AR of Paragon Independent Limited (FRN 440589). When you use Graham Avison Independent Financial Advisers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Graham Avison Independent Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
09078395
Company status
Active
Company type
Private limited company
Incorporated
10 June 2014 (12 years old)
Registered office
2 Ullswater Close, Rishton, Blackburn, BB1 4EP
Nature of business
  • Financial management (SIC 70221)

Current directors and secretaries

Name Role Born Appointed
Graham Michael Avison Director Mar 1965 10 Jun 2014
Lynne Avison Director Aug 1966 10 Jun 2014

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Paragon Independent Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Graham Avison Independent Financial Advisers Limited FCA authorised?
Graham Avison Independent Financial Advisers Limited (FRN 648443) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Graham Avison Independent Financial Advisers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Graham Avison Independent Financial Advisers Limited (FRN 648443) is an AR of Paragon Independent Limited (FRN 440589). When you use Graham Avison Independent Financial Advisers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Graham Avison Independent Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Graham Avison Independent Financial Advisers?
Protection works through Paragon Independent Limited, the principal firm responsible for Graham Avison Independent Financial Advisers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Graham Avison Independent Financial Advisers a scam or clone?
Graham Avison Independent Financial Advisers is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Graham Avison Independent Financial Advisers's Firm Reference Number (FRN)?
Graham Avison Independent Financial Advisers's FRN is 648443. You can verify it on the FCA register.