Graham Hathaway

Reference number: 791674

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Introducer appointed representative

Graham Hathaway can only introduce you to their principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Credo Capital Finance Limited Reference number: 670362 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Graham Hathaway (FRN 791674) introduces customers to Credo Capital Finance Limited (FRN 670362). Any regulated advice or arranging is done by the principal, not Graham Hathaway.
  • Example: if Graham Hathaway refers you to a financial adviser, the advice should come from the principal firm, not from Graham Hathaway itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Graham Hathaway Racing

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Credo Capital Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • Graham Hathaway Racing Limited

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Common questions

Frequently asked questions

Is Graham Hathaway FCA authorised?
Graham Hathaway (FRN 791674) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Graham Hathaway?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Graham Hathaway (FRN 791674) introduces customers to Credo Capital Finance Limited (FRN 670362). Any regulated advice or arranging is done by the principal, not Graham Hathaway. Example: if Graham Hathaway refers you to a financial adviser, the advice should come from the principal firm, not from Graham Hathaway itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Graham Hathaway?
Protection works through Credo Capital Finance Limited, the principal firm responsible for Graham Hathaway's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Graham Hathaway a scam or clone?
Graham Hathaway is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Graham Hathaway's Firm Reference Number (FRN)?
Graham Hathaway's FRN is 791674. You can verify it on the FCA register.