Grand Union Finance Ltd

Reference number: 939578

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

City Finance Brokers Limited Reference number: 766295 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Grand Union Finance Ltd (FRN 939578) is an AR of City Finance Brokers Limited (FRN 766295). When you use Grand Union Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Grand Union Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
12682506
Company status
Active
Company type
Private limited company
Incorporated
19 June 2020 (6 years old)
Registered office
Zenith House, Highlands Road, Solihull, West Midlands, B90 4PD, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Sam Ronald Alexander Norris Director Sep 1984 19 Jun 2020

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through City Finance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Grand Union Finance Ltd FCA authorised?
Grand Union Finance Ltd (FRN 939578) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Grand Union Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Grand Union Finance Ltd (FRN 939578) is an AR of City Finance Brokers Limited (FRN 766295). When you use Grand Union Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Grand Union Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Grand Union Finance?
Protection works through City Finance Brokers Limited, the principal firm responsible for Grand Union Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Grand Union Finance a scam or clone?
Grand Union Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Grand Union Finance's Firm Reference Number (FRN)?
Grand Union Finance's FRN is 939578. You can verify it on the FCA register.