Granite Finance Ltd

Reference number: 713766

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
06519981
Company status
Active
Company type
Private limited company
Incorporated
1 March 2008 (18 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Security and commodity contracts dealing activities (SIC 66120)

Current directors and secretaries

Name Role Born Appointed
Nicola Mclachlan Director Dec 1971 1 Mar 2008
Michael Samuel Lloyd Director Feb 1978 3 Sep 2022
Kyle Gavin John Patrick Tyrrell Director Apr 1988 8 Mar 2024
Nicola Kate Mclachlan Secretary Not published 1 Mar 2008

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Granite Finance Ltd FCA authorised?
Yes, Granite Finance Ltd (FRN 713766) is authorised by the FCA to carry out regulated activities.
Is my money safe with Granite Finance?
Protection depends on which product you hold and how Granite Finance handles your money, so check the specific product before you commit. You can also refer complaints about Granite Finance to the Financial Ombudsman Service, free of charge.
Is Granite Finance a scam or clone?
Granite Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Granite Finance's Firm Reference Number (FRN)?
Granite Finance's FRN is 713766. You can verify it on the FCA register.