Gravity Private Finance Limited

Reference number: 454209

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sammon Mortgage Management Limited Reference number: 515376 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gravity Private Finance Limited (FRN 454209) is an AR of Sammon Mortgage Management Limited (FRN 515376). When you use Gravity Private Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gravity Private Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
05900536
Company status
Active
Company type
Private limited company
Incorporated
9 August 2006 (20 years old)
Registered office
43 Basingbourne Road, Fleet, GU52 6TG, England
Nature of business
  • Other professional, scientific and technical activities not elsewhere classified (SIC 74909)

Current directors and secretaries

Name Role Born Appointed
James John Newton Director Oct 1976 9 Aug 2006

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Sammon Mortgage Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • James Newton

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Common questions

Frequently asked questions

Is Gravity Private Finance Limited FCA authorised?
Gravity Private Finance Limited (FRN 454209) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gravity Private Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gravity Private Finance Limited (FRN 454209) is an AR of Sammon Mortgage Management Limited (FRN 515376). When you use Gravity Private Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gravity Private Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Gravity Private Finance?
Protection works through Sammon Mortgage Management Limited, the principal firm responsible for Gravity Private Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Gravity Private Finance a scam or clone?
Gravity Private Finance is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Gravity Private Finance's Firm Reference Number (FRN)?
Gravity Private Finance's FRN is 454209. You can verify it on the FCA register.