Grays Cars and Classics Ltd

Reference number: 1037494

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Mallard Leasing Limited Reference number: 300352 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Grays Cars and Classics Ltd (FRN 1037494) introduces customers to Mallard Leasing Limited (FRN 300352). Any regulated advice or arranging is done by the principal, not Grays Cars and Classics.
  • Example: if Grays Cars and Classics refers you to a financial adviser, the advice should come from the principal firm, not from Grays Cars and Classics itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
09162354
Company status
Active
Company type
Private limited company
Incorporated
5 August 2014 (12 years old)
Registered office
Kings Farm House, Pebmarsh, Halstead, Essex, CO9 2NY, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Current directors and secretaries

Name Role Born Appointed
Robert Gray Director Jan 1968 5 Aug 2014

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Mallard Leasing Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Grays Cars and Classics Ltd FCA authorised?
Grays Cars and Classics Ltd (FRN 1037494) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Grays Cars and Classics?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Grays Cars and Classics Ltd (FRN 1037494) introduces customers to Mallard Leasing Limited (FRN 300352). Any regulated advice or arranging is done by the principal, not Grays Cars and Classics. Example: if Grays Cars and Classics refers you to a financial adviser, the advice should come from the principal firm, not from Grays Cars and Classics itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Grays Cars and Classics?
Protection works through Mallard Leasing Limited, the principal firm responsible for Grays Cars and Classics's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Grays Cars and Classics a scam or clone?
Grays Cars and Classics is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Grays Cars and Classics's Firm Reference Number (FRN)?
Grays Cars and Classics's FRN is 1037494. You can verify it on the FCA register.