Greshams Independent Financial Advisors Limited

Reference number: 1031966

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

ValidPath Financial Limited Reference number: 836465 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Greshams Independent Financial Advisors Limited (FRN 1031966) is an AR of ValidPath Financial Limited (FRN 836465). When you use Greshams Independent Financial Advisors's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Greshams Independent Financial Advisors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
07054426
Company status
Active
Company type
Private limited company
Incorporated
22 October 2009 (16 years old)
Registered office
A4g Suite Nepicar House, London Road, Wrotham Heath, Kent, TN15 7RS, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Current directors and secretaries

Name Role Born Appointed
Andrew Cosford Director Aug 1972 16 Aug 2010

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through ValidPath Financial Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Greshams Independent Financial Advisors Limited FCA authorised?
Greshams Independent Financial Advisors Limited (FRN 1031966) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Greshams Independent Financial Advisors?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Greshams Independent Financial Advisors Limited (FRN 1031966) is an AR of ValidPath Financial Limited (FRN 836465). When you use Greshams Independent Financial Advisors's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Greshams Independent Financial Advisors, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Greshams Independent Financial Advisors?
Protection works through ValidPath Financial Limited, the principal firm responsible for Greshams Independent Financial Advisors's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Greshams Independent Financial Advisors a scam or clone?
Greshams Independent Financial Advisors is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Greshams Independent Financial Advisors's Firm Reference Number (FRN)?
Greshams Independent Financial Advisors's FRN is 1031966. You can verify it on the FCA register.