GRS INSULATION LIMITED

Reference number: 1038684

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

SHERMIN FINANCE LIMITED Reference number: 727594 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • GRS INSULATION LIMITED (FRN 1038684) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not GRS INSULATION.
  • Example: if GRS INSULATION refers you to a financial adviser, the advice should come from the principal firm, not from GRS INSULATION itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
12292953
Company status
Active
Company type
Private limited company
Incorporated
1 November 2019 (6 years old)
Registered office
The Tad Centre, Ormesby Road, Middlesbrough, TS3 7SF, England
Nature of business
  • Other construction installation (SIC 43290)

Current directors and secretaries

Name Role Born Appointed
Gary Joseph Finnegan Director Feb 1968 1 Nov 2019
Sheila Finnegan Director Sep 1970 2 Oct 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through SHERMIN FINANCE LIMITED, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is GRS INSULATION LIMITED FCA authorised?
GRS INSULATION LIMITED (FRN 1038684) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for GRS INSULATION?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. GRS INSULATION LIMITED (FRN 1038684) introduces customers to SHERMIN FINANCE LIMITED (FRN 727594). Any regulated advice or arranging is done by the principal, not GRS INSULATION. Example: if GRS INSULATION refers you to a financial adviser, the advice should come from the principal firm, not from GRS INSULATION itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with GRS INSULATION?
Protection works through SHERMIN FINANCE LIMITED, the principal firm responsible for GRS INSULATION's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is GRS INSULATION a scam or clone?
GRS INSULATION is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is GRS INSULATION's Firm Reference Number (FRN)?
GRS INSULATION's FRN is 1038684. You can verify it on the FCA register.