GT Mortgages Ltd

Reference number: 432891

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Malleny Ltd Reference number: 629748 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • GT Mortgages Ltd (FRN 432891) is an AR of Malleny Ltd (FRN 629748). When you use GT Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from GT Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Company details

From the company's Companies House record.

Company number
SC298635
Company status
Active
Company type
Private limited company
Incorporated
13 March 2006 (20 years old)
Registered office
10 Bank Street, Falkirk, FK1 1NB
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Current directors and secretaries

Name Role Born Appointed
Alana Marie Thomson Director Jul 1977 13 Mar 2006
Graham Thomson Director Jul 1959 13 Mar 2006
Alana Marie Thomson Secretary Not published 13 Mar 2006

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Malleny Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • GT Mortgages

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Common questions

Frequently asked questions

Is GT Mortgages Ltd FCA authorised?
GT Mortgages Ltd (FRN 432891) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for GT Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. GT Mortgages Ltd (FRN 432891) is an AR of Malleny Ltd (FRN 629748). When you use GT Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from GT Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with GT Mortgages?
Protection works through Malleny Ltd, the principal firm responsible for GT Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is GT Mortgages a scam or clone?
GT Mortgages is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is GT Mortgages's Firm Reference Number (FRN)?
GT Mortgages's FRN is 432891. You can verify it on the FCA register.