Guaranty Trust Bank (UK) Limited

Reference number: 466611

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • GTBank
  • GTBank UK
  • GTCO

Company details

From the company's Companies House record.

Company number
05969821
Company status
Active
Company type
Private limited company
Incorporated
17 October 2006 (19 years old)
Registered office
10 Great Castle Street, London, W1W 8LP, United Kingdom
Nature of business
  • Banks (SIC 64191)

Current directors and secretaries

Name Role Born Appointed
Olusegun Agbaje Director Jul 1964 8 Dec 2006
Babajide Ayodeji Gregory Okuntola Director Oct 1980 25 Nov 2021
Goziem Deborah Eso Director Feb 1976 23 May 2024
Joanne Hindle Director Oct 1957 23 May 2024
Paul Croucher Director Jan 1962 22 Nov 2024
Hamish Cameron Galbraith Marr Director Mar 1962 20 Aug 2025
Rachel Orebote Secretary Not published 29 May 2025

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.

Check your FSCS cover →

Show FCA detail (9 permissions)
  • Accepting Deposits
  • Acting as a CBTL administrator
  • Acting as a CBTL advisor
  • Acting as a CBTL lender
  • Administering a regulated mortgage contract
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Entering into a regulated mortgage contract as lender
  • Making arrangements with a view to regulated mortgage contracts

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

Action taken against them

1 fine in 2023, £7.6m in total. This is part of the official register record and is worth reviewing before going ahead.

  • Fined £7.6m on 10 January 2023
    Financial penalty of £7.6 million as the firm failed to take reasonable care to organise and control its AML processes responsibly and effectively, with adequate risk management systems, in breach of Principle 3.

    Read the FCA notice →

Previously registered as

The FCA register holds one earlier registered name for this firm. A registered name changes when a firm rebrands, and a partnership's changes whenever its partners do.

  • GTB UK Ltd

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Common questions

Frequently asked questions

Is Guaranty Trust Bank (UK) Limited FCA authorised?
Yes, Guaranty Trust Bank (UK) Limited (FRN 466611) is authorised by the FCA to carry out regulated activities.
Is my money safe with Guaranty Trust Bank (UK)?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Guaranty Trust Bank (UK) to the Financial Ombudsman Service, free of charge.
Is Guaranty Trust Bank (UK) a scam or clone?
Guaranty Trust Bank (UK) is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Guaranty Trust Bank (UK)'s Firm Reference Number (FRN)?
Guaranty Trust Bank (UK)'s FRN is 466611. You can verify it on the FCA register.