Guavapay Limited
Reference number: 900888
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Registered, but in an insolvency process
This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.
What the FCA says
ATTENTION - Firm in an insolvency process
This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).
Identity
Check their details
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Verified phone number
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Verified address
Kristina Kicks & Michael Leeds both of Interpath Advisory, Interpath Ltd, 10 Fleet Place, London, EC4M 7RB, United Kingdom
Also trades as 5 other names
- CARDIUM
- GUAVABASE
- LINQCENTRE
- MyGuava
- MyMoneyMove
Company details
From the company's Companies House record.
Concerns on the company record
- Companies House records this company in liquidation, but it is still authorised on the FCA register.
- Confirmation statement is overdue at Companies House.
- This company has insolvency history on record.
- Company number
- 10601900
- Company status
- Liquidation
- Company type
- Private limited company
- Incorporated
- 6 February 2017 (9 years old)
- Registered office
- 10 Fleet Place, London, EC4M 7RB
- Nature of business
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- Business and domestic software development (SIC 62012)
- Other information service activities not elsewhere classified (SIC 63990)
- Financial intermediation not elsewhere classified (SIC 64999)
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Current directors and secretaries
| Name | Role | Born | Appointed |
|---|---|---|---|
| Rauf Akbar | Director | Jan 1993 | 9 Jan 2026 |
Activities and protection
What the record covers, and how you are protected
- In an insolvency processMoney the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (7 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- h) Issuing Electronic Money
Limits on the record
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Restrictions on new and current business
Restriction on new and current business 1. The Firm must refrain from carrying on any new business and from accepting any new electronic money (“e-money”) from existing customers, whether by way of issuance, top-up, or otherwise, pursuant to its registration as an Small Authorised Electronic Money Institution under the Electronic Money Regulations 2011 (the “EMRs”), except with the prior written consent of the Financial Conduct Authority (the “FCA”). 2. Without prejudice to paragraph 1 above, and for the avoidance of doubt, the Firm shall not, without the prior written consent of the FCA: a. onboard any new customers; b. issue any new e-money on behalf of existing customers; c. accept any new customer funds; or d. onboard or register any new payment service users. 3. For the avoidance of doubt, the Firm shall continue to permit existing customers to redeem their e-money and withdraw funds in the ordinary course of business. Preservation of records 4. The Firm must secure and preserve all records and/or information (physical or electronic) relating to its services from its systems in their original form, or in a copy proved to be identical to the source material. These must be retained in a form and at a location within the United Kingdom, to be notified to the FCA within five business days of the Effective Date, such that they can be provided to the FCA, or to a person named by the FCA, promptly on its request. Notification requirements 5. The Firm’s Chief Executive Officer shall provide written confirmation to the FCA by 3:00 pm each Friday (excluding public holidays) beginning on the First Friday after the Effective Date, confirming the Firm’s compliance with these Requirements. Duration 6. The Requirements in this application take effect immediately on its acceptance by the FCA and notification of such to the Firm by email (“Effective Date”). The Requirements will stay in effect until the FCA is satisfied that they can be lifted.
Track record
FCA actions and complaints
No FCA disciplinary action, and no complaints recorded with the Ombudsman.
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