H-C Travel Ltd

Reference number: 490448

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Caledon MGA Ltd Reference number: 305814 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • H-C Travel Ltd (FRN 490448) introduces customers to Caledon MGA Ltd (FRN 305814). Any regulated advice or arranging is done by the principal, not H-C Travel.
  • Example: if H-C Travel refers you to a financial adviser, the advice should come from the principal firm, not from H-C Travel itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Also trades as
  • Orange & Black
  • www.bikerstravelinsurance.co.uk

Company details

From the company's Companies House record.

Company name
H - C TRAVEL LIMITED
Company number
04204028
Company status
Active
Company type
Private limited company
Incorporated
23 April 2001 (25 years old)
Registered office
16 High Street, Overton, Hampshire, RG25 3HA
Nature of business
  • Travel agency activities (SIC 79110)
  • Tour operator activities (SIC 79120)

Current directors and secretaries

Name Role Born Appointed
David John Elwell Grist Director Jun 1956 5 Jun 2001

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Caledon MGA Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is H-C Travel Ltd FCA authorised?
H-C Travel Ltd (FRN 490448) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for H-C Travel?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. H-C Travel Ltd (FRN 490448) introduces customers to Caledon MGA Ltd (FRN 305814). Any regulated advice or arranging is done by the principal, not H-C Travel. Example: if H-C Travel refers you to a financial adviser, the advice should come from the principal firm, not from H-C Travel itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with H-C Travel?
Protection works through Caledon MGA Ltd, the principal firm responsible for H-C Travel's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is H-C Travel a scam or clone?
H-C Travel is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is H-C Travel's Firm Reference Number (FRN)?
H-C Travel's FRN is 490448. You can verify it on the FCA register.